Were you involved in a construction site accident in Minnesota? Then you may be overwhelmed with the accumulating medical bills and because your injuries are unfortunately preventing you from returning to work. The fact that workers’ compensation insurance covers your expenses might help, but the insurer may want you to settle for an amount that will not cover all your damages.
The prospect of dealing with the paperwork to get a workers’ compensation benefits claim filed can be overwhelming. Furthermore, in certain instances, such as when the negligence of a delivery driver of another company caused your injuries or the piece of equipment you were using malfunctioned and caused your injuries, what are your rights? Can you hold a third party liable for the fact that you will be unable to earn an income for months?
Relax — help is available
An experienced workers’ compensation attorney can provide all the support and guidance you need. Even if you are in the hospital or a rehabilitation facility, a lawyer might be willing to come to you. He or she will assess your particular case and evaluate the circumstances that led to your injuries before explaining your options.
Your attorney can handle the administrative and legal proceedings of a workers’ compensation benefits claim, and he or she can deal with an appeal if the insurer denies your claim. Furthermore, a lawyer can navigate a personal injury claim in a civil court simultaneously. While insurance benefits will likely only cover medical expenses and a portion of lost wages, a third-party claim may bring financial relief for your other losses. These may include loss of future wages, future medical expenses, pain and suffering, loss of life enjoyment, and more.
Deadlines could be critical to your claim’s approval
There are strict time limits regarding your workers’ compensation claim, and if you do not delay in seeking the help of a lawyer, he or she can ensure you meet all those deadlines. Your employer must settle your medical bills immediately, but a delay in reporting your injuries may mean you have to pay those initial bills. Your attorney can also explain your rights to consult with your own doctor.
Having legal counsel to assess any offer made by your employer’s insurer can make the difference between your best interests being served and incurring substantial financial losses. Your attorney can negotiate with the insurers on your behalf to secure the maximum benefits allowed under applicable laws. However, if a civil lawsuit yields a monetary award, you will likely have to pay back the workers’ comp benefits you received.
What steps do you need to take?
With the practical skills of an experience workers’ compensation attorney in your corner, all you will have to do is focus on your recovery so you can get back to work in the shortest possible time. You will have to provide all the available information about the incident that caused your injuries, copies of your medical expenses, and reports from physicians and other medical professionals, but your attorney will likely take it from there and aim to achieve the best possible outcome.