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Minneapolis Workers' Compensation Law Blog

The right attorney could be invaluable after a workplace accident

Were you involved in a construction site accident in Minnesota? Then you may be overwhelmed with the accumulating medical bills and because your injuries are unfortunately preventing you from returning to work. The fact that workers' compensation insurance covers your expenses might help, but the insurer may want you to settle for an amount that will not cover all your damages.

The prospect of dealing with the paperwork to get a workers' compensation benefits claim filed can be overwhelming. Furthermore, in certain instances, such as when the negligence of a delivery driver of another company caused your injuries or the piece of equipment you were using malfunctioned and caused your injuries, what are your rights? Can you hold a third party liable for the fact that you will be unable to earn an income for months?

Reject the denial of your workers' compensation claim

If you suffer an on-the-job injury, what would you do? If you work for an employer that offers workers' compensation insurance -- which most do -- you would most likely file a claim as instructed. What happens, though, if your provider denies your claim? Sadly, this is something that numerous Minnesota residents have experienced over the years.

The purpose of workers' compensation benefits is to protect employers and ensure that injured employees get the help that they need when they need it. Unfortunately, as is true to form for most insurance companies, workers' comp providers are more concerned with protecting their bottom line than making sure injured workers get medical treatment and appropriate compensation.

Driving On the Job Poses More Risks Than Many Realize

If asked to provide examples of jobs that are commonly associated with injuries, many people think construction, industrial or factory work, and anything that involves heavy lifting. It’s easy to neglect the fact that any job that requires an employee to get behind the wheel of a motor vehicle also presents a high level of risk.

In fact, transportation incidents are the No. 1 cause of workplace fatalities, according to the Bureau of Labor Statistics (BLS). Work-related fatalities involving roadway incidents were up 9 percent in 2015 from 2014 totals. The BLS reports that of the 4,836 work injuries recorded in the U.S. in 2015, 26 percent involved transportation incidents.

I got hurt at the after-hours company holiday party-am I covered by workers' comp?

The answer can be simple and complicated at the same time.  Ask your self this-was the event voluntary or mandatory?  If it was mandatory, or there was a perception of being mandatory, you are covered.  If it was purely voluntary, then you may not be covered. 

Labor Day Reminds Us to Stay Safe at Work

We celebrated labor day last week.  This day honors workers all across the state for their hard work and daily dedication to their jobs.  It also reminds us here at Fay and Associates that many hard workers engage in dangerous or demanding jobs.  Our overall health is not only influenced by our daily life choices but can be steered by where we work.  Practicing safety in the work environment is essential to staying healthy.  However, as we see often, accidents and injuries happen even when workers and employers take the proper steps to ensure safety.

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