
Des Moines Personal Injury Lawyers
Helping Iowans Recover After Serious Injuries
After a serious accident, your life can change in an instant. Medical bills pile up. Work becomes impossible. Insurance companies give you the runaround. At Fay & Associates, we help injury victims in Des Moines and across Iowa navigate these challenges — and fight for the full compensation they deserve.
We’re a personal injury and workers’ compensation law firm with over 25 years of experience, offices throughout the Upper Midwest, and a reputation for taking on tough cases. From car accidents on I-235 to job-related injuries across Polk County, our team knows how to build strong claims and deliver real results.
Call (612) 888-8354 today or contact us online for a FREE consultation. We work on contingency, which means there’s no legal fee unless we win your case.
What Sets Fay & Associates Apart?
Finding a lawyer after an injury can feel overwhelming. At Fay & Associates, we make it easier by offering direct communication, personalized attention, and decades of proven experience. We don’t make empty promises — we focus on real outcomes for real people.
- Representing injury victims and workers since 1997
- Millions recovered for clients across Iowa and the Midwest
- Respected trial lawyers known for results and integrity
- Free consultations and contingency-based representation
- Offices throughout the region, including Des Moines
- A reputation for communication, clarity, and commitment
We’ve helped clients in Des Moines, Ankeny, West Des Moines, and beyond take on powerful insurance companies and recover compensation after life-altering injuries. We’re ready to do the same for you.
Our office is conveniently located in downtown Des Moines in the Hub Tower:
699 Walnut St.
Suite 400, 4th Floor
Des Moines, IA 50309
Personal Injury & Workers’ Compensation Cases We Handle
We understand that no two injury cases are the same. That’s why our legal team provides tailored support, experienced guidance, and strategic legal representation in a wide range of accident and injury matters.
We represent clients in:
- Auto, Truck, and Motorcycle Accidents. We advocate for those injured in crashes caused by reckless, distracted, or impaired drivers — including commercial vehicle and interstate collisions.
- Pedestrian and Cyclist Injuries. We help victims hit in intersections, crosswalks, or roadside shoulders hold negligent drivers accountable.
- Slip and Fall & Property Liability Claims. If unsafe property conditions — like wet floors, broken stairs, or poor lighting — caused your injury, you may be entitled to compensation.
- Construction and Industrial Accidents. Our team has experience with construction site injuries, equipment failures, and third-party liability claims across Des Moines’ many development zones.
- Workers’ Compensation Claims. We help injured Iowa workers recover wage loss, medical care, and permanent disability benefits after job-related injuries or illnesses.
- Dog Bites and Animal Attacks. We represent victims of unprovoked animal attacks, including children and delivery workers, who suffer serious injury and emotional trauma.
- Nursing Home Abuse & Neglect. We take on cases involving poor care, medication errors, dehydration, falls, and other signs of abuse or negligence in long-term care facilities.
- Wrongful Death Lawsuits. When someone’s negligence leads to fatal injuries, we help surviving families seek justice and financial accountability.
- Severe and Catastrophic Injury Cases. From traumatic brain injuries to spinal cord damage and amputation, we handle complex claims that demand long-term support.
- Bad Faith Insurance Disputes. If your insurance company has delayed, denied, or undervalued your valid claim, we’ll fight to hold them accountable under Iowa law.

What Clients Are Saying
At Fay & Associates, we don’t just process cases — we represent people. That means listening, responding, and showing up when it matters most.
“Exudes excellence with tactful negotiation.”
Fay & Associates are professional attorneys who exude excellence. They worked tirelessly on a personal injury case requiring extensive negotiation. They fostered an intelligent dialogue with opposing counsel, achieving a lucrative settlement. – Former Client
“I will definitely be referring them to everyone!”
They did a great job handling my accident. They answered every question quickly and helped me through the entire process. I will definitely be referring them to everyone! – Former Client
Understanding Personal Injury Claims in Iowa
Here are answers to some common questions we hear from clients in Des Moines and throughout Iowa:
How Long Do I Have to File a Personal Injury Lawsuit in Iowa?
Under Iowa law, most personal injury lawsuits must be filed within two years of the date of the injury. This is known as the statute of limitations. If you miss this deadline, your right to recover compensation may be lost — which is why it’s important to act quickly.
Can I Still Recover Compensation If I Was Partially at Fault?
Yes. Iowa follows a modified comparative fault rule. As long as you are less than 51% at fault, you can still recover damages — though your compensation will be reduced in proportion to your percentage of fault.
What Types of Compensation Are Available in an Iowa Injury Case?
You may be entitled to recover for:
- Medical expenses (past and future)
- Lost income and reduced earning ability
- Pain and suffering
- Emotional distress
- Permanent disability or disfigurement
- Property damage
- In wrongful death cases, funeral expenses and loss of companionship
Do I Need a Lawyer If the Insurance Company Has Already Made an Offer?
Yes — and here’s why. Initial settlement offers are often far below what your case is worth. An experienced attorney can assess your claim’s full value, identify any long-term needs, and negotiate for a better outcome. Once you accept an offer, you usually can’t go back.
Why You Need a Personal Injury Lawyer in Des Moines
Insurance companies have a business model: pay as little as possible, as quickly as possible. Without legal representation, you may be pressured into settling for far less than your claim is truly worth — especially if you’re dealing with pain, time off work, or long-term medical care.
Here’s how we help protect your rights:
- We investigate your case thoroughly — including evidence collection, witness interviews, and expert support.
- We work with medical providers to document your injuries and treatment needs.
- We calculate full and fair compensation, including lost wages, future care, and pain and suffering.
- We handle every insurance communication, protecting you from tactics that reduce or deny your claim.
- We prepare for trial from day one, giving us leverage at the negotiating table and the ability to fight in court if needed.
- We guide you every step of the way with honesty, clarity, and experienced legal counsel.
If you’ve been injured due to someone else’s negligence, don’t go it alone. Let a trusted Iowa injury lawyer stand in your corner.
Standing Ready to Be Your Advocates
EXPECT THE INDIVIDUALIZED ATTENTION YOU DESERVE

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Our relationship with clients begins with a consultation and continues through your case and life outside the courtroom. We are invested in your case, but also you.
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We choose to focus our firm in a few areas of law so we can stay in the forefront of legal changes and gain in-depth legal knowledge that our clients can benefit from. Our attorneys never represent insurance companies or large corporations.
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With Fay & Associates, you have the entire backing of our firm, including the breadth and depth of our resources standing behind you.

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“Michael Fay is a professional attorney who exudes excellence.”
- Mike H.Michael Fay is a professional attorney who exudes excellence. I had the immense pleasure of working with him on a personal injury case that required a lot of time and negotiation. Michael worked tirelessly to ensure the client was happy. The opposing party was not willing to approve a settlement based on his clients claims. Michael was able to foster a very tactful and intelligent dialogue with the opposing counsel to reach a very lucrative settlement for his client.
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“Michael and his staff were always there to answer any questions”
- Zachary P.I was in a Motorcycle accident the day before my wife’s birthday. It was a dark couple of days until Michael got involved. He and his staff were always there to answer any questions I had. Helped smooth this rough patch out.
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“Michael was amazing throughout the whole process!”
- Dakotah L.Highly recommend Michael! I called him when I was in a car accident and he was amazing throughout the whole process!
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“Fay and Associates accepted my case and got me the maximum compensation”
- Fikofiko E.4 attoneys refused to take my case, a worker compensation claim. Fay and associates accepted it and got for me the maximum that I was not even expected. All my thanks to them.
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“Micheal Fay hears his client's concerns, and worries and works to win”
- Micheline M.Great Lawyer. Very professional. Micheal Fay hears his client's concerns, and worries and works to win. First time needing a lawyer and I’m beyond impressed with the service and the outcome of my service. Thank you so much for all that you and your team have done in order to help settle my case.
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“After being attacked by a dog Fay and Associates helped me get the justice I deserved in under two years.”
- Tammy L.After being attacked by a dog Fay and Associates helped me get the justice I deserved in under two years. This was the most important decision of my life and the best decision for me. Thank you!
Request a Free Consultation With Our Des Moines Legal Team
Personal injury claims can be complex — and what you do next matters. Before signing anything with the insurance company, talk to a legal team that knows how to protect your interests and maximize your recovery.
Call (612) 888-8354 or contact us online to schedule your free, no-obligation consultation. We’re here to help.


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