As a member of the workforce in the Twin Cities area, you may be aware of the fact that your employer carries workers' compensation insurance that will cover your medical expenses and lost wages in the event of a workplace injury. However, if you should suffer an on-the-job injury, would you know which steps to take? If you do not follow the appropriate procedures, your employer or the insurer may deny your benefits claim.
After any work-related injury, the essential first step is to get the appropriate medical care. However, your employer may have a list of approved physicians, so you must make sure you have that information. You will then have a limited time in which to report the injury to your employer.