Car Accidents

St. Paul Car Accident Lawyer

Personalized, Trial-Ready Representation for St. Paul Car Accident Victims

Car accidents in St. Paul can be physically devastating and emotionally overwhelming. Beyond recovery, individuals must deal with medical bills, lost income, vehicle damage, insurance communications, and potential liability questions all at once. At Fay & Associates, we’re a Minneapolis-based personal injury law firm founded in 1997. We represent injured people in St. Paul and throughout Minnesota, providing personalized attention and preparing every case for litigation.

Minnesota’s no-fault insurance system, governed by Minnesota Statutes section 65B, means each driver’s own insurer pays specified basic economic-loss benefits regardless of who caused the crash. Those personal injury protection benefits cover immediate medical expenses and lost income up to policy limits. A separate negligence claim for non-economic damages, such as pain and suffering, may require meeting statutory injury or medical-expense thresholds under section 65B.51. Understanding which system applies to your situation and whether both paths are available is one of the first things we work through with clients.

Call Fay & Associates today at (612) 888-8354 or contact us online to schedule a free, confidential consultation with our St. Paul car accident attorneys.

You Have The Full Backing Of Our Entire Staff
With a full staff of attorneys, paralegals and investigators, our entire staff is dedicated to getting our clients the best possible results.

St. Paul Roadways & What Happens After a Collision

St. Paul’s mix of freeway corridors, urban intersections, and residential streets creates a range of collision circumstances. The Saint Paul Police Department investigates and maintains crash reports for incidents within the city, covering serious injuries, fatalities, hit-and-run crashes, pedestrian and bicycle crashes, and collisions involving disabling vehicle damage. Obtaining that official report is one of the first practical steps after a crash, and Minnesota Statutes section 169.09 requires drivers involved in qualifying collisions to stop, provide required information, render reasonable assistance, and notify the proper law-enforcement authority when bodily injury or death occurs.

Post-crash evidence matters. Photographs of the scene, witness contact information, medical records, vehicle-damage documentation, and road-condition details can all bear on how a claim is evaluated. Minnesota winters bring snow, ice, and reduced visibility, which may factor into an investigation, but weather alone does not establish legal fault. Our attorneys, paralegals, and investigators identify and preserve evidence from the outset as they develop each client’s case.

Why St. Paul Clients Choose Fay & Associates

We have represented car accident victims and other injured people since 1997. Our firm prepares every case for litigation and doesn’t represent insurance companies or large corporations, which means our focus stays entirely on the people we serve. When an insurer won’t offer a fair resolution, we’re ready to litigate.

Practical access matters too. We offer 24/7 client communication, virtual and in-person consultations, and Spanish-speaking support, making it easier for clients to communicate across schedules, distances, and language needs. Our contingency-fee structure means no attorney fee is charged unless compensation is recovered, so pursuing a claim doesn’t require upfront legal costs. We represent personal injury clients across Minnesota, Wisconsin, and North Dakota, with individualized attention throughout each case.

Local Resources & Information for St. Paul Car Accident Victims

After a serious collision, the immediate priority is medical care. St. Paul has several resources that may assist in the days following a crash:

  • Regions Hospital: Located in St. Paul, Regions operates a Level I Adult and Pediatric Trauma Center equipped to treat serious injuries from motor-vehicle accidents.
  • Saint Paul Police Department: Provides crash report resources and records-request information for incidents within the city.
  • MnDOT 511: Offers current road condition and closure information across Minnesota’s state highway system.

These resources provide medical or administrative assistance. They don’t replace legal advice about an individual claim.

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Standing Ready to Be Your Advocates

EXPECT THE INDIVIDUALIZED ATTENTION YOU DESERVE
  • Invested in You

    Our relationship with clients begins with a consultation and continues through your case and life outside the courtroom. We are invested in your case, but also you. 

  • Advocates for the Injured

    We choose to focus our firm in a few areas of law so we can stay in the forefront of legal changes and gain in-depth legal knowledge that our clients can benefit from. Our attorneys never represent insurance companies or large corporations.

  • Treating Clients Like Partners
    With Fay & Associates, you have the entire backing of our firm, including the breadth and depth of our resources standing behind you.

Frequently Asked Questions

Below are answers to common questions about St. Paul car accident claims.

What Should I Do Immediately After a Car Accident?

Move to a safe location if possible, then call 911 to report the accident and request medical assistance, even if injuries aren’t immediately obvious. Take photographs of the scene, exchange insurance and contact information with everyone involved, and obtain a police report. Under Minnesota Statutes section 169.09, drivers in qualifying collisions are required to stop, share required information, and notify the proper law-enforcement authority when someone is injured or killed.

How Does Minnesota’s No-Fault Insurance System Work?

Minnesota’s no-fault system requires each driver’s insurer to pay personal injury protection benefits covering medical expenses and income losses up to policy limits, regardless of who caused the crash. Those benefits provide immediate financial assistance without waiting for fault to be determined. If your injuries meet the statutory thresholds under Minnesota Statutes section 65B.51, you may also pursue a negligence claim against the at-fault driver for noneconomic damages such as pain and suffering. We can evaluate your insurance coverage, injuries, and crash facts to determine which options may apply.

Do I Have to Go to Court for My Car Accident Claim?

Many car accident claims resolve through negotiation without going to court. However, if the parties can’t reach an acceptable resolution, filing a lawsuit may become necessary. At Fay & Associates, we prepare every case thoroughly so we’re ready to advocate in court if that’s what it takes.

What Types of Evidence Help My Car Accident Claim?

Useful evidence can include police reports, medical records, photographs from the scene, witness statements, and documentation of lost income or vehicle damage. In St. Paul, the official crash report from the Saint Paul Police Department may provide useful information about the collision. Road-condition data, traffic-camera footage, and any communications with insurers may also be relevant depending on the circumstances.

How Long Do I Have to File a Car Accident Claim in Minnesota?

Under Minnesota law, the statute of limitations for negligence-based personal injury claims, including car accidents, is generally two years from the date of injury, subject to exceptions and claim-specific deadlines. Certain types of claims have shorter deadlines, and specific circumstances can affect when the clock starts. Waiting to consult an attorney risks losing the ability to pursue a claim, so it’s important to act promptly after a collision.

What Happens if Weather Contributed to My Accident?

Hazardous conditions such as ice, snow, or reduced visibility frequently play a role in St. Paul crashes. Weather and road conditions can be relevant evidence in how a collision is investigated and evaluated, but they don’t by themselves determine who is legally at fault. Comparative fault rules may apply when multiple factors contributed to a crash, and our attorneys can assess how those factors interact with your specific claim.

Contact us now at (612) 888-8354 to schedule your free, confidential consultation with our St. Paul car accident lawyers.

  • “Eric Nelson has been a great help throughout my case”

    Eric Nelson has been a great help throughout my case, he has helped me understand things I didn't understand...and helped me walk through things I didn't get.. overall I recommend this to everyone.

    - Arefa A.
  • “I definitely recommend having him as a lawyer cuz he gets the job done!”
    “I definitely recommend having him as a lawyer cuz he gets the job done!”
    - Shelby W.
  • “Hands down Eric Nelson is the best attorney in the state of Minnesota”

    I’m from Dallas Texas and I got hurt during a job in Minnesota. Hands down Eric Nelson is the best attorney in the state of Minnesota. I told him what was going on with my case and he fought tooth & mail for me. Trust me you are in great hands

    - Darren S.
  • “Communication was excellent between client and customer.”

    I'd like to first and foremost THANK Michael Fay and Associates for taking on my case. It was a slow process but they were able to retrieve the amount they were shooting for. Communication was excellent between client and customer. I'm very satisfied with the service and outcome. I'd HIGHLY recommend them to handle and settle any case of mine in the future, if need be. Outstanding company!!!

    - Precious N.
  • “They went above and beyond to help me with my case.”
    I will highly recommend Fay & Associates. They were very professional. They kept me informed of all the details.They went above and beyond to help me with my case. Thank you, Fay & Associates
    - Makesha V.
  • “OH EM GEEEE!! These guys are accident attorney GOATS!!”
    “My case was handled with care and importance!”
    - Valeria V.
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Contact Our Car Accident Attorney in St. Paul Today

After a St. Paul car accident, you may need answers about insurance benefits, liability, and the next steps for pursuing compensation. We provide personalized representation, prepare every case for litigation, and offer 24/7 communication with Spanish-speaking support. Consultations are free, confidential, and available virtually or in person. We generally handle personal injury cases on a contingency-fee basis, so you won’t owe an attorney fee unless we recover compensation.

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